Your Greatest Asset Isn’t a Thing — It’s You.

It’s not your car, your home, or even your savings. It’s your ability to work and earn an income. But what happens if an injury or illness takes that away — even for a little while?

 Disability insurance — also known as disability income insurance — provides a steady stream of income if you become temporarily or permanently disabled and unable to work 

 Should You Consider Disability Insurance?

If you rely on your paycheck to cover living expenses, the answer is yes. While coverage comes at a cost, the peace of mind and financial security can be priceless.

Here’s what you need to know:

Who Should Seriously Consider Disability Insurance?

1. You support your family financially
If your income is essential to your household, disability insurance can help your family stay afloat if you’re unable to work.

2. You’re self-employed or run a small business
Without employer-provided benefits, a disability could disrupt your entire livelihood. Disability coverage can help you keep your business and personal finances on track.

3. You have specialized professional skills
If your ability to work in your trained profession is essential to your income, "own-occupation" policies are designed to protect exactly that.

4. You have access to coverage at work
Many employers and associations offer group disability insurance with affordable premiums and simplified approval processes.

5. You don’t have a financial safety net
If you don’t have large savings, investments, or other means of support, disability insurance can act as your income lifeline.

Get a long-term disability insurance quote today and take the next step in protecting your most valuable asset — your ability to earn.

 Call Us at 407-285-1814 For a quotes